It is our commitment to provide the highest quality of care available. Our treatment Coordinators will be pleased to sit and discuss your recommended treatment and the associated fees to help organize your appointments and budget.

We are pleased to offer direct billing to your insurance company, you only pay the difference day of service. Our office can assist you in gathering the specifics about your plan and its limitations so you have all the information prior to booking your appointments. Please print this form and contact your insurance company, they will assist you in filling it out prior to your first visit with us.


We are also pleased to provide financing through Health Smart to ensure you get the treatment that you need, when you need it. The application process is quick and easy. The financial agreement is arranged between you and Health Smart Financial Group directly, allowing you the freedom to proceed with your dental treatment when you are ready. Applications are processed same day, so you will not have to wait to start your treatment and with interest free options you can find a payment plan that works for you!

Treatment of our patients is not based on their insurance, but rather, based on their dental exam, medical history and the communication between the dentist and the patient.

Please keep in mind that your insurance is a contract between you and the insurance company/employer. You are ultimately responsible for your account. We offer electronic insurance submissions where possible. We ask that you provide the front desk team with your policy numbers/information and inform them of any changes to your policy.

We accept debit transactions and most major credit cards.


Dentistry by the Bay is always making changes to ensure our patients have the best experience possible!

The office is offering Friday hours *please call for availability.

We are billing direct to your insurance company! Pay only your balance at the time of service. Call the office for more information.


Dr. Andrew Goulbourne has recently sold his practice to Dr.Andrew Abramowicz with whom he originally began his dental career in Sutton. Dr. Goulbourne and Dr. Abramwicz practiced together in Sutton from 2000 to 2003. Dr.Goulbourne will remain at Dentsitry by the Bay for many years to come.